OhKayTracker
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Terms of Service

Last updated 30 June 2026

By creating an account or using OhKayTracker, you agree to these terms. Please read them.

What OhKayTracker is

OhKayTracker is a tool for tracking and organising your own investment portfolio, with general educational information about investment options in Nigeria.

Not financial advice

OhKayTracker is for information and tracking only. Nothing in the app is financial, investment, tax or legal advice, and nothing is a recommendation to buy or sell anything. Yields and figures shown are estimates you provide or general guidance, not guarantees. Always do your own research and consider a licensed adviser before investing. You are solely responsible for your investment decisions.

Your account

  • You must give an accurate email and keep your password secure.
  • You are responsible for activity under your account.
  • You must be old enough to enter a binding contract where you live.

Acceptable use

Don’t misuse the service — no attempts to break security, access other users’ data, or disrupt the app.

Subscriptions & billing

  • A free tier is available. Premium is a paid subscription (currently ₦2,500/month) billed through our payment processor, Paystack.
  • Subscriptions renew automatically until cancelled. You can cancel anytime; access continues to the end of the paid period.
  • Prices and features may change; we’ll give reasonable notice of material changes.

Your data

Your data is handled per our Privacy Policy. You own the portfolio information you enter and can export or delete it.

Availability & liability

The service is provided “as is”. We work to keep it available and accurate but don’t guarantee it will be uninterrupted or error-free. To the extent permitted by law, we are not liable for investment losses or for indirect or consequential damages arising from use of the app.

Changes & governing law

We may update these terms; continued use means you accept the changes. These terms are governed by the laws of the Federal Republic of Nigeria.

Contact

Questions: junry2017@gmail.com.

This is a plain-language starting template, not legal advice. Have it reviewed by a qualified professional before relying on it, especially the billing, liability and governing-law sections.

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